The General

Affordability Rating:

4.0
from 0 reviews

Overview

The General is an automobile insurance company that specializes in providing insurance for high-risk drivers. For people who are considered good drivers and do not fit into the high-risk driver category, the rates here may be a little bit high for your tastes. In that case, seek out better deals elsewhere. For drivers who do fit into the high-risk category, The General Auto Insurance can be an excellent choice and save you money.

General insurance offers most all major types of automobile insurance coverage, which includes liability coverage, collision insurance, comprehensive coverage and a number of other add-ons like roadside assistance.

Also, The General has a claims center that is open 24 hours a day, seven days a week. The customer satisfaction ratings are not extraordinarily high at The General, so you will need to find the balance between saving quite a bit of money and spending a more time on claims and policy changes. The process for giving automobile insurance quotes is straightforward and only takes a few minutes. It is also good to note that The General provides quotes that are anonymous, meaning that they ask for less information when providing your initial quote than many other companies.

The Specs

The price for The General insurance, on average, varies by location. It also varies depending on the vehicle and other factors such as driving record. The company provides services that are best suited for high-risk drivers, and low-risk drivers may find themselves paying higher for insurance here than they would at other companies.

Insurance discounts at The General include:

  • Antilock brakes
  • Antitheft device
  • Defensive driving course
  • Daytime running lights
  • Multi-policy discounts
  • Paid in full
  • Passive restraint
  • VIN etching

The General Auto Insurance provides automobile insurance plans in 34 states. It has been in business since 1963 and has an A+ rating with the Better Business Bureau. It also has an A.M. Best rating of A-.

Some of its most notable features include its options for high-risk drivers, the custom equipment coverage that it provides, medical payments coverage availability, and rental car reimbursement.

Auto Insurance Coverages

The coverages that are available from The General are not as high as what many other insurance companies provide. For people wanting more than $100,000/$300,000/$100,000 in liability coverage, another company may be better suited to fill these needs.

Auto Insurance Discounts

The General provides an solid choice for drivers who are high-risk. They offer affordable rates to people in this category, accepting a high percentage of drivers regardless of their credit history or driving history. The prices are low in part because people are not eligible to purchase as high of amounts of coverage than other companies might offer.

Taking advantage of the discounts that The General offers, including multi-policy bundling, can help people save a lot of money. By pairing an automobile insurance plan with the homeowner's policy, for example, you can keep more money in your pocket. There are also discounts available for antilock brakes, defensive driving courses, paying in full, and a number of other discounts are offered as well.

The General does not offer as many discounts as some other companies, potentially in part because it caters to higher risk drivers. They do offer a discount that is unique to them, called the double deductible discount. This doubles your collision and comprehensive deductible for the first 45 days of your policy and reduces your premium payments because of it.

Reviews

Gave me insurance when the other companies were all quoting very high rates. Couldn’t afford them, good I found The General from a TV ad. Will keep with them, no problems.
The General wasn’t as good the first time I had to use them as a high-risk driver. They seem to have improved since then, great job General!
Got pulled over without insurance, The General gave me insurance the same day to help make sure I was covered. Now that I have proof of insurance again, I am back driving.
Filing a claim took longer than I wanted, but since The General provides insurance for high-risk drivers, it makes sense that they want to check up on claims.
CAPTCHA
This question is for testing whether or not you are a human visitor and to prevent automated spam submissions.

Final Notes

All states require automobile insurance, and not having it can lead you into legal trouble and costly expenses and bills. The General provides high-risk drivers a less expensive opportunity to get the automobile insurance coverage they need to get to work and everywhere else they need.