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The Top Car Insurance Plans

What are the different types of car insurance plans? There are so many different kinds and you need to know what you are going to get when you sign up. Whether you are just getting the minimum coverage required or you want something more, here is what you need to know.

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Liability

Liability is the most important type of coverage and it is the type that is mostly required by car insurance companies. You will want to have both bodily liability and property liability in case anything happens to a car that you get into an accident with that is your fault. Without this important type of coverage you would be personally liable to pay for this so make sure you have this type of coverage.

Uninsured/Underinsured

This type of coverage is very important because while we would all hope that everyone abides by the laws and gets motorist coverage, not everyone does for one reason or another. So, this type of coverage will cover you in case you get into an accident with someone who is not fully covered. So you really do want this type of coverage because you never know what could happen!

Optional Coverage

There are some optional types of coverage that you will probably want to add to your car because your car is your investment, isn’t it? There are ones that will protect your car if you get into an accident with an inanimate object which is called collision coverage. Comprehensive coverage covers you if something outrageous happens to your car like an act of god or something. That means a natural disaster that comes out of the blue! It also helps to cover you in the case of vandalism.

Now that you know a bit more about car insurance plans, you know what you want to get!

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