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Tips to Get Cheap Home Insurance Quotes

When you want to get cheap home insurance quotes you may be wondering what it is you should be doing. Well, you have already taken a great first step by pointing your browser over to General Insurance. Here is where you will get some of the best information about insurance that will lead to big savings for your monthly and yearly plan. So, continue reading if you want to find out how to save.

Live in a Gated Community

A lot of home insurance is here to protect your home, so it makes sense that homes that are more protected would have less home insurance expenses. Gated communities are more affordable because there is someone who monitors who comes in and out meaning that there could be less risk of vandalism and other things that cause home insurance claims and drive up the rates for homeowners.

Build a New Home, Or Refurbish Your Old One

New and refurbished homes get better deals on home insurance because everything is new and less likely to get messed up! Your electronic wiring is less likely to fail and cause a fire, your pipes are less likely to cause water damage and other things are not as likely to cause problems that may lead to claims. New homes are also built with modern materials that are better designed to withstand fires, earthquakes, mold and more.

Get a New Roof

Roofs are one of the expensive parts of a home insurance policy. If your roof is older it could be easily damaged. Newer roofs are made of impact resistant materials and if you get some of the sturdiest materials over your head, you could start saving big on home insurance, especially if you live in an area that is home to hurricanes or tornadoes - two roof wrecking occurrences.

Add Home Safety Features

There are certain features you can add to your home in order to make it more safe for everyone, including you. This added safety brings down your home insurance rates because it helps home insurance companies know that there is less of a likelihood of something bad happening. There are home security alarms that will alert you or someone else to a burglar or vandal, smoke and CO2 alarms that can help to prevent fires, and even sprinkler systems which are a fire suppression item to wet everything down if there is too much smoke.

Stay Claims Free

If you have home insurance for a long time and have no claims, you could save up to 20% or more. Of course it’s nice to know that you have coverage when you need it, but when you don’t need it it’s even better because you will save big. So, try as hard as you can to stay claims free if you want to get that sort of discount on cheap home insurance quotes.

Add Storm Shutters

Storm shutters are a cover that can be closed over your window to prevent glass from breaking during a strong storm like a hurricane. It’s the equivalent of being prepared and boarding up your windows without have to put nails into your house before every storm. Nope, you just have to reach outside and pull the shutters closed. Home insurance companies like this because glass breaking is a big cause of home insurance claims.

Be Part of an HOA

A homeowner’s association often includes aspects like a community watch or a phone tree system in the case of an emergency. So, make sure that you let  your home insurance company know if you have one of these groups on your side because they may see it fit to give you a discount.

Quit Smoking

Quitting smoking could be one of the best things you could do for your life in general. If you quit smoking you could have cheaper health insurance rates, cheaper life insurance rates and cheaper home insurance rates. This is because when you smoke there are all sorts of matches, lighters and lit cigarettes around. The ash or a spark could start a fire, and there is always the possibility of falling asleep with a lit cigarette in your mouth and causing a fire that way.

Bundle Your Insurance

This is an amazing way to save on any type of insurance. If you have this kind of coverage you can save just by having your insurance with the same company that you have other types of insurance coverage. It’s a great idea because you will not only have to go to just one spot online or call one number to find out information about your insurance, you will save on all your plans including car insurance, home and whatever else you have with the same company.

Modernize

There are all sorts of new technologies that are home sensors that will keep your home covered and some companies give you discounts for these because they are similar to a home security system in that they can alert you when something is wrong. They can also do things like turn off the heat if you’ve left it on all day!

So, now that you know how to save you just have one thing left to do. Get onto General Insurance and browse our site to find out all the information you ever wanted to know about home insurance, then, get a bunch of different quotes from different companies who want to give you affordable home coverage. Getting cheap home insurance quotes has never been easier. All you have to do in order to get it done is fill out a form online or call our number to get connected to an agent who knows everything that you need to know to get affordable home insurance rates.

If you want to save on your home insurance, just call up our number or use our form to get quotes on home insurance and find out what discounts are waiting for you from the top insurance companies that want to protect you and make sure that you and your family stay safe. You will sleep better at night knowing that you not only have coverage but affordable coverage to get your family through hard times.

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