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Advice on Car Insurance Quotes

When you want to get car insurance quotes there are some things you should know. First of all the whole process is very easy and free, especially when you do it on General Insurance.

What Affects Your Rate

The first thing you need to know about when talking about car insurance quotes is what would affect your rate. There are many things that will help to determine how much your car insurance costs. First of all, your driving record may be the most important factor in how much it will cost. If you have a lot of infractions, especially moving violations, DUIs or license suspensions you will find it is both hard and expensive to get car insurance. However, there are companies that cater to those types of people and work hard to get them good rates.

Where you live also determines your rate. People who live in cities often file more claims than those in rural areas because there is just more going on that could cause an accident. So don’t be surprised if your rate goes down when you move to the country. In addition, your age and gender affect your rate. Men tend to have a bit higher rates, as do people in certain age groups. Strangely, married people also show lower rates of claims, perhaps because they settle down into a sleepy kind of life and like things that way!

Insurance companies will also check to see if you’ve ever ended an insurance coverage due to non-payment. Finally they will check the make and model of your car and how much your drive. All of these factors lead up to your car insurance quote so if you get one and you are not satisfied, you may want to ask your agent what reasons it has for being so high. Don’t forget to ask your agent for discounts to help your rate get even lower!

Shopping Around

Shopping around is the best way to get the most affordable car insurance plan. The best way to do this would be to get multiple car insurance quotes. Luckily it is really easy to get a bunch of quotes when you fill out the form for free on General Insurance. Just make sure you are ready with all of the above information because that is how you will get the most accurate quotes. Once you have a few different quotes from companies that offer car insurance in your area, you will be able to pick the one that seems best for you. Double check with your state’s information about the minimum required and make sure that you have that, then pick a plan so that you can feel safe and confident when you are on the road. Get insured because it is the right thing to do, and use General Insurance because it is so easy.

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